Life Insurance

Life Insurance is designed to pay a designated beneficiary a sum of money upon the death of an insured person, and is often used to ensure a Mortgage or any other debts are covered.

Critical Illness Cover

Critical Illness Cover is designed to typically make a lump sum cash payment if the policyholder is diagnosed with one of the specific illnesses on a predetermined list as part of an insurance policy.

Income Protection

Income Protection Insurance (IP) is an insurance policy, paying benefits to policyholders who are unable to work due to illness or accident. Being unable to earn is less of a worry when you know your wages are protected.

Family Income Benefit

Family Income Benefit (FIB) could suit families with young children as it provides a regular income to cover the cost of living expenses, until the end of the policy term, as chosen at the outset by the policyholder, with potentially cheaper premiums than other life insurance policies.

KeyMan Insurance

Keyman insurance is taken out by Business owners and is best used when dealing with directors, chief executives, and people that directly drive the financial performance of the firm. and if that key person passes away, the company will receive the insurance payout as the beneficiary.

Relevant Life Insurance

Relevant life insurance is a type of insurance employers offer their employees and pays out a lump sum to the family of the deceased, or if an employee is diagnosed with a terminal illness. The employer sets up the policy and pays the premiums.

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